Written Verification of Employment (WVOE)

NO more W-2s & pay stubs for Salaried Borrowers. Using just the WVOE in place of pay stubs and W2s

• 1099 Earners
• $4 Million 65% LTV max with six months reserves
  
• $3.5 Million 75% max with 12 months reserves
  
• Purchase rate and term up to 90% LTV on 1099
  
• Purchase rate and term up to 80% LTV on a WVOE
  
• Cash out max 80% for both 1099 and WVOE

* Secondary & Investment loans up to $3Million