Construction Loans

Our Construction Loan Services
Building the custom home of your dreams means your future holds many wonder-filled possibilities. Finding the interim construction financing product that best fits your needs should not be one of those wonders.

At Absolute Mortgage & Lending, we always say, “Your Custom Home Deserves Custom Home Financing.”

Securing an interim construction loan with Absolute Mortgage & Lending gives you the peace of mind you desire, so you can focus on the more important aspects of your custom home build.

Why an Absolute Mortgage & Lending loan?
Our borrowers have found that we offer specialized construction loan products with unique terms that are not offered by most lenders. We make it easy for you to obtain a make-sense construction loan, and then transition that construction loan to a permanent mortgage after your custom home is complete.

The Absolute Mortgage & Lending loan advantage for borrowers:

  • Minimal down payment options
  • Cash lot equity counts as down payment
  • Loans up to $1 MIL
  • Credit score requirements that are much lower than standard commercial banks
  • Owner-occupied and Second Home Financing with a single-family home custom build
  • In-house financing for interim and permanent mortgage loan
  • Transparent, up-front underwriting on permanent loan
  • Simultaneous close for lot purchase and interim construction financing

One loan Originator. One borrower. One team. One-stop shop.
Our focus is on providing outstanding customer care and the best mortgage product available for your unique situation. The Absolute Mortgage & Lending loan originators work one-on-one with you throughout the entire process, from loan application to closing the permanent mortgage. No need to juggle multiple loan originators and loan notes from multiple lenders. Absolute Mortgage & Lending is your one-stop shop for all your mortgage-lending needs.

Whether you’re looking to build your third custom home or wanting to build your first due to bidding wars and low home inventory, rest assured your decision to go with Absolute Mortgage & Lending is a smart choice.

Make-sense solutions for borrowers and builders alike.
Absolute Mortgage & Lending is a pioneering leader in the construction-to-permanent mortgage lending. We developed a highly customized construction lending division that provides maximum financing on interim construction loans in the State of Texas and other eligible regions. Absolute Mortgage & Lending underwrites and funds its own loans. There is no third-party underwriter to slow the process. Borrowers looking to build the custom home of their dreams are able to get their construction loan faster with the use of Absolute Mortgage & Lending’s lower down payment options and the expertise of our construction loan originators.

Builders and the local community benefit from the advantage, too. There is more profit in the builder’s pocket when the borrower secures a low down-payment construction loan at Absolute Mortgage & Lending.

Look at the benefits of a loan with Absolute Mortgage & Lending for the builder:

  • No retainage hold back
  • Flexible draw schedules
  • Easy builder approval
  • One loan originator, one relationship, one servicer from interim to permanent loan
  • In-house financing for interim and permanent mortgage loan
  • Transparent, up-front underwriting on permanent loan
  • Simultaneous close for lot purchase and interim financing
  • Quick turn time on interim closing, within 30 days of receiving final contract, plans, and specs
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